BUTTERFINGER® Bar Insurance

So I'm at my local gas station, and I run into the store to buy a Butterfinger. I come out holding it and jump in the car, and right as I get in, I see a friend of mine walking into the store. I put the Butterfinger in the cup holder, and get out to say hi. I return a few minutes later, and my Butterfinger is gone! I look between the seats, by the shifter... nothing. Then I look over at my little brother in the passenger seat, who has chocolate all over his mouth. Nobody else better lay a finger on my Butterfinger!